Why Gen Z's 12 Smart Money Moves Skip The State Pension

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Gen Z Retirement Planning Beyond the State Pension Future

Building Personal Retirement Savings

Creating Multiple Income Streams

Focusing on Long Term Wealth

Improving Financial Knowledge

Investing Earlier

Keeping Retirement Plans Flexible

Looking Beyond the State Pension

Managing Rising Living Costs

Planning for Flexible Careers

Preparing for Economic Uncertainty

Prioritising Financial Independence

Using Digital Financial Tools

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Retirement planning is nothing like it used to be for many Gen Z members. Young people are not planning to live off the State Pension when they retire, and are creating financial plans around their own savings, investments and income. Changes in work patterns, economic insecurity and higher living expenses, as well as longer lives, have made people much more sophisticated about long-term financial security.

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